2018 Burn it, to Learn it!

 Download Event Flyer Here   2018 Live Burn Event!    WHO SHOULD ATTEND the 2018 Burn Event?  Insurance claims professionals (Agents, Adjusters, managers and Subrogation units), Property and Community Association Managers.   DESCRIPTION From the first notice of a fire loss to the conclusion of the scene investigation, this program addresses insurance adjustment & subrogation issues, legal considerations, cause and origin investigation of a fire loss and much more. A topic loaded classroom program in the morning will move to a live fire burn of two pods. Applying the insurance, legal and investigation issues to a live fire.   TOPICS COVERED IN THE PROGRAM Insurance and investigation team approach for a successful exam. Roles and duties of everyone involved The fine line between mitigation of damages and spoliation. Securing the scene and preservation issues. Avoiding spoliation, bad faith claims and potential sanctions from the fire loss. Legal issues involving the insured, injuries from the fire, renters and impacted third parties. Control and eventual release of the scene. Identifying all potential subrogation targets (known and unknown). Product liability subrogation fire trends. Proper and NFPA compliant notice to parties and others impacted by the loss / protocols. Proper Damage Documentation (adjuster tips for avoiding later deposition challenges). Legal liability – theories of recovery in negligence, contract and product liability. Fire scene safety issues as to adjusters, investigators and all involved. Initial and joint scene examinations of the scene (do’s and dont’s). NFPA 921 / Identifying origin, cause, fire spread and responsibility for the fire. Interactions with government officials and fire departments.   After we learn…..it is time to burn! Live burn...

Emergency Board-up and Roof Tarps- Columbus

Emergency Board-up and Roof Tarps- Columbus, Ohio Storms can cause a lot of damage in a very short amount of time. Roofs can easily be damaged by heavy storms, winds, tree branches, fires caused by lightning strikes hail and improper installation. If any of these unfortunate events create the need for a temporary solution, a roof tarp is a great option and is often the only option until the damage can be fully assessed. Also, keep in mind that water damage can occur inside the home or business during the event. Purpose of Tarping or Boarding-up a Roof: Cover and protect any damaged area of your roof. Keep rodents and other unwanted guests from entering your home or business. Protect your roof from further damage from heavy storms or winds. Prevent further damage while waiting for a roofer or the insurance adjuster. However, and as duly noted roof tarps and board-ups are ONLY a temporary solution. Roof tarps and/or board-ups ARE NOT recommended as a permanent fix to a damaged roof. Tarps will have a shorter lifespan than that of a board-up and should be remedied as quickly as possible with a permanent solution. Board-ups, on the other hand, can last longer but are still considered temporary in nature. Risk Associated with Long-term Use of Temporary Roofing: Mold growth can begin to occur due to the fact that temporary roofing methods are not 100% waterproof – think of them as water RESISTANT instead. Tarps, in particular, are particularly prone to coming loose as winds persist or recur. Due to the lack of being waterproof or insulated, heat loss is...

Wind Damage- Columbus, Ohio

The National Severe Storms Laboratory reports that thunderstorm winds account for half of all severe damage reports in the lower 48, each year. When these gusty winds are around, homeowners lose shingles, lawn furniture goes flying (which can cause all kinds of damage), and even trees can be blown over. Wind destroys roofs and allows water to enter buildings. It is possible for your claim to be denied if you fail to take proper action. Many home and business owners aren’t aware that as consumers and insurance policyholders, we are required to take steps to prevent further damage. This is why you don’t need to get estimates for emergency services. Pick a company, like ResQ24 by Thompson Building Associates, that you trust and get moving quickly. What To Do If You Receive Wind Damage? The ResQ24 team will help you secure your property and prevent further damage. Our team works diligently to minimize your out of pocket by knowing what your insurance company wants and needs and how best to handle the damage. Our goal is to help you, our client, decide whether or not filing a claim is a viable option. If it is possible and the mitigation and repairs are within the client’s budget, you should not file a claim and simply pay it out of pocket (self-pay). If a deductible is $1,000 (typical now) for example and the project is $4,000 then let the insurance do what it is designed to do. Typical Services Provided by ResQ24 Following Wind Damage Events • Removing fallen trees • Removing standing water • Securing your home from further damage...

Are You Ready?

Emergency Ready Planning Tips Disasters come in endless varieties – sewage backflows, flooded basements, lightning strikes, earthquakes, wind damage, fires and hurricanes or even burst pipes. Whatever the cause, everything stops – abruptly.  If one happens at your home, would you be READY? We’ve compiled this list of things to keep in mind when preparing your home or office for general emergencies: Ask yourself: If you had to leave your home or business for three weeks, what would you wish that you had done?   Inspect every area and assess its vulnerability to water. Water is almost always a factor in disasters, whether from fire suppression, roof damage, plumbing failures, chemical spills or earth tremors, even when the damage originates on a remotely higher floor. Nothing but furniture and durable equipment should be stored directly on the floor. Paper records and items are instant casualties. Desk and table tops are vulnerable to water from sprinklers or runoff from higher floors, as well as to smoke and heat damage. Make sure important papers and files are put away in a filing cabinet or drawer. Take photos of each room in your house or apartment. Store these photos in a storage system such as Dropbox or the Cloud.  This gives you a digital inventory of the major contents in your house and what they looked like prior to water or fire damage. Back up your computers and keep the information where it’s easily accessible in an evacuation as well as at an offsite location. (This is particularly important for people who work from home.) Businesses should maintain a moderate stock of emergency...

Flooded Basements and Mitigating Damage- Columbus, Ohio

Have you experienced a flooded basement? For most people, uninvited water in their basement is more like a disaster than an inconvenience.  Situations like a flooded basement seem to happen at the worst possible time, usually when another of life’s curve-balls is being thrown. Whatever the cause, flooded basements are a major issue to the health, safety and structural integrity of your home. An immediate reaction to a flooded basement is key in saving your property and preventing further damage. Preparing for a flood is not on most people’s priorities, but when it happens, a quick list of what to do is invaluable. Here are the first steps to take when cleaning up a flooded basement Address Health and Safety issues Keep children and animals out of the basement and away from standing water and any aerosol effects from stagnant water. Depending on the source, water might be polluted with fecal matter or dangerous chemicals. Wear protective clothing like boots, coveralls, gloves, goggles or even a respirator when entering your flooded basement. Deactivate Services Before entering your basement, ensure all services are deactivated. This includes electricity that should be shut off at the main breaker panel and the gas valve being closed at the outside meter. Domestic water might have to be turned off at the street to stop a running water tank or burst line. Don’t guess at how to terminate services. If in doubt, ask for help from neighbors or service authorities. Stop the Flood Source The flood source may not be apparent, especially if the flood has been occurring for some time and a great deal...
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